Website Terms and Conditions of Use

Welcome to the Horus Vision website. If you visit or shop within our website, you agree to and accept these terms and conditions of use (the “Terms of Use”). Please read them carefully. If you do not agree to these Terms of Use, please do not use our website.

Please review our Privacy Policy, which also governs your visit to our website, to understand our practices. By using our website, you also agree to and accept the terms of the Privacy Policy. If you do not agree to the terms of the Privacy Policy, please do not use our website.

This website is owned and operated by Horus Vision, together with its parent company, affiliates or subsidiaries (collectively, “Horus”). All right, title and interest in and to the materials provided on our website, including but not limited to trademarks, copyrights, trade dress, text, artwork, computer code, information, documents, logos, graphics, button icons, sounds, images and audio or video clips (collectively, the “Materials”), contained on our website are owned either by Horus or by its third party authors, developers or vendors. Except as otherwise expressly provided by Horus, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted, or distributed in any way and nothing on this website shall be construed to confer any license or other right in or to any of Horus’s intellectual property rights, whether by implication, estoppel or otherwise.

Product Descriptions
Horus attempts to describe the products sold on our website as accurately as possible. However, Horus does not warrant that product descriptions or other content of this site are error-free. If you find that a product offered by Horus is not as described on our website, your sole remedy is to return it to Horus in the manner described in our Return Policy.

Limitation of Liability/Indemnification
In no event shall Horus, its officers, managers, directors, shareholders, employees, agents, contractors, and affiliate entities be liable for any indirect, punitive, special, incidental, or consequential damage (including but not limited to loss of business, revenue, profits, use, data or other economic advantage), however the same may arise, whether in contract, negligence or other tortious action, or arising out of or in connection with the use or inability to use our website or products available from this website. By using this website, you agree to defend, indemnify and hold harmless Horus, its officers, managers, directors, shareholders, employees, agents, contractors, and affiliate entities from and against any and all claims, liabilities, damages, losses or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of our website or your breach of these Terms of Use.

Waiver of Jury Trial and Arbitration
YOU HEREBY EXPRESSLY WAIVE THE RIGHT TO TRIAL BY JURY. Any controversy or claim arising out of or relating to your use of this website or relating to the products sold on the website shall be settled by arbitration administered by the American Arbitration Association. The number of arbitrators shall be three. The place of arbitration shall be Boise, Idaho. Judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction.

Governing Law; Venue
By using our website, you expressly agree that your rights and obligations shall be governed by and interpreted in accordance with the laws of the State of Idaho, excluding its choice of law rules, and you also agree that any legal action or proceeding relating to your access to or use of our website may be instituted in a state or federal court located in Ada County, Idaho, subject to the arbitration provision set forth below. And, you hereby agree and consent to the personal jurisdiction of such courts.

Accounts, Passwords, and Security
If you use this website, you are solely responsible for maintaining the confidentiality of your account, including your username and password, and for restricting access to your computer, and you agree to accept sole responsibility for all activities that occur under or through your account. You agree to notify Horus immediately of any unauthorized use of your account, or any other breach of security. If you are under 18, you may use our website only with the consent and involvement of a parent or guardian. Horus reserves the right to refuse service, terminate accounts, remove or edit content, or cancel orders in its sole discretion.

Credova Payment Gateway
The example provided is based on a borrower with a 700 credit score with $0.00 down payment, repayment in up to 24 monthly installments, and an annual percentage rate (APR) of 35.96%. Payment options through Credova are provided by merchants, other financial institutions, Alabama Credit Union member NCUA, or Credova Financial, LLC. To learn more visit: Not all financing products are available in all 50 states. Rate and information provided are subject to underwriting guidelines and applicant’s creditworthiness as established by their credit profile. Actual payments may vary. Other terms and conditions may apply. Shipping and taxes are not included. THIS IS A SOLICITATION FOR FINANCING PRODUCTS ONLY. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR FINANCING PRODUCT INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS. Credova Financial, LLC, NMLS ID 1818530.

Changes to Terms of Use
Horus reserves the right, in its sole discretion, to change, modify, add or remove portions of these Terms of Use, at any time. It is your responsibility to check these Terms of Use periodically for any such changes. Your continued use of our website following the posting of changes shall be deemed to be your acceptance of and agreement to such changes.

Last Updated: 08/21/2023

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